Branden Smith and His First Year in the Parkland School...

The case study of the Branden Smith and his first year in the Parkland School District is a prime example of what can happen when there is a lack a control and guidance in the educational setting from an administrative perspective. Branden’s mentality is soon completely altered and jarred from optimism to pessimism within a matter of months after working in the Parkland district. He has formed a common mentality amongst many teachers that teach in an urban setting develop which I like to refer to as â€Å"Urban Fatigue†. Urban Fatigue is a mental, physical, and emotional state that you often find teachers in the urban school settings develop over time. This state seems to be far more progressive amongst teachers in the urban school setting than teachers in the suburban school settings. I attribute this fatigue to the fact that many teachers in the urban settings often are challenged with more disciplinary and behavioral issues, lack of parent support, lack of departmen tal and district funding, and overall structural issues within the learning environment and community. These factors attribute to the concept of â€Å"Urban Fatigue†. The case study of Branden Smith is an example of what can happen when the factors of â€Å"Urban Fatigue† set in due to a lack of school cultural, climate, and structural framework are not fully implemented by the administrative parties. Upon reading the case study it would lead to you believe that the problem lies with Mr. Smith and his fatigue and personal

The Welfare Agency - 760 Words

In regards to the welfare agency depicted in the case scenario there are four key stakeholders that are interested in the agency as a whole. All the stakeholders are the same in way that they all represent human services. Each one of these stakeholders focus is to improve these agencies. Stake holders require active involvement and participation from several people to provide effect human services. The first stakeholders being brought to attention is non-governmental organizations (NGOS). Non- governmental organization are private organizations that propose activates to relative suffering and promote the interest of the poor. NGOs offer a wide range of prevention care support and rehabilitation s project in HIV/AIDS related areas. Their main job includes lobbying and advocacy’s skills protected environment and provide basic care. In pertains to AIDS/HIV the international aids society is the world’s leading independent association of HIV professionals. Roughly abou t 14,000 members that provides services to more than 190countries. The NGOS groups services a social problem on a national scope. The second stakeholders to be mentioned is medical association and health care workers. This will include different medical professions bring awareness to HIV/Aids. They will also provide education on medications and treatments. HIV/AIDs is a global pandemic that created upreandetic challenges for physicians and health restructures. Efforts to tackle the disease constrainedShow MoreRelatedOutline Of The Welfare Agency1620 Words   |  7 PagesSolutions to the Welfare Commission ________________________________________ Objective Inform the Mayor about the Child Welfare Agency and propose solutions to the issues at hand. ________________________________________ As you know, the Agency has recently come under fire from the press because of a number of issues that have come to fruition within the Agency. To highlight a few of the issues, they include the death and arrest of two of our clients as well as a number of news agencies reporting negativelyRead MoreThe Problem Of Child Welfare Agencies Essay2171 Words   |  9 PagesChild welfare agencies today are facing numerous amounts of challenges that are affecting children who are increasing entering into the system and their families. One of the main problems that children and their families are facing is the attention, services and resources to strengthening their family and the decline in foster care for children who needs adequate care. Sacramento, California has seen a drastic drop of children in the foster care for the past decade, but there has also been a declineRead MoreRelationship Between Child Welfare Agencies And Birth Fathers Of Children847 Words   |  4 Pagesstudy, Involvem ent of African American Father in Kinship Foster Care Services (O’Donnell, 1999), was to gauge the degree of interaction between child welfare agencies and birth fathers of children in kinship foster care. This study was designed as a secondary data analysis involving structured interviews with caseworkers in two private child welfare agencies that had been in business for several decades. Qualifications for involvement in the study initially only included the caveat that the child be inRead MoreJuvenile Offenders And Child Welfare Agencies Across The United States1271 Words   |  6 Pagesto stop delinquency by their early twenties, those who continue are more likely to engage in increasingly violent offenses. Maltreatment of juveniles is also a concern in America. In 2014, an estimated 700,000 children were referred to child welfare agencies across the United States. This is a significant number and is concerning. According to Van der Put and de Ruiter 2016, multiple studies have been done on the link between juvenile abuse and neglect and delinquent behavior. However the findingsRead MoreThe Welfare Policy Regulates All Stages Of A Child s Contact With State Agencies1813 Words   |  8 Pagessocial welfare policies. It needs to be ensure that they really work so that they are not wasting money. Moreover, in 2004 in the United States about 3 million children were investigated because of alleged abuse or neglect. From that investigation 872, 000 children were confirmed victims of maltreatment; and an estimate 1,490 children died from abuse or neglect (U.S. Department of Health and Human Services, 2006). Child welfare policy regulates all stages of a child’s contact with state agencies, fromRead MoreThe Implications of Current Child Policy for the Welfare of Children1466 Words   |  6 PagesThe Implications of Current Child Policy for the Welfare of Children Children in the United Kingdom are key consumers of social policy. They consume a vast amount of the many services provided by this Country. Services such as health care through Doctors, hospitals and clinics, the education system which is largely devoted financially to the schooling of young people, and also the social security system which is stretched by children whose parents are in need of income Read MoreSocial Workers And Social Work950 Words   |  4 Pagessocial workers will assist in the social work profession. The child welfare system encompasses many services that are provided to children and families attempting to prevent the occurrence of child abuse and neglect. â€Å"The child welfare system is a group of services designed to promote the well-being of children by ensuring safety, achieving permanency, and strengthening families to care for their children successfully† (Child Welfare Information Gateway, 2012). There are various social policies thatRead MoreThe Importance Of Safeguarding And Protection Of Children1357 Words   |  6 PagesThere are a number of different agencies which may be involved when working in the context of safeguarding and protection of children and it is vital that these agencies communicate and work in partnership. Each professional working with children has to respect the others’ areas of expertise and support others’ work as everybody is making a valuable contribution to the pupils’ development. To make sure that these professionals and agencies work together effectively in order to safeguard childrenRead MoreChild Welfare Services Is A Social Work1740 Words   |  7 Pagesinclude areas such as gerontological social work, military social work, and child welfare services which is the second largest area of social work and an area that many consider to be a highly rewarding yet a heart wrenching practice area. Child welfare services is a social work practice area that will service some of society’s most vulnerable and oppressed children and families. A child that is in need of child welfare services has most likely experienced a form of child abuse, neglect, or traumaRead MoreU.s. Federal Aid Programs788 Words   |  4 PagesAssistance program is contingent on determining eligibility for temporary assistance. Yet, due to the federal and state restrictions does not count such as ineligible noncitizens or suctioned individuals. It is a Florida law and requirement that state agencies offer detailed budget recommendations. The state of Florida has been limited to amount of spending to about $140 million of federal cash. For example, the federal cash would be reimbursed yearly towards the cost of foster care and residential group

Work and Travel U.S.a Free Essays

Governmental Department of Education, Youth and Sports. Lyceum Vasil Levschi Conference Selection: English language Theme: Work and Travel U. S. We will write a custom essay sample on Work and Travel U.S.a or any similar topic only for you Order Now A. Made by: Vitcovschii Igor 11 Fudulaki Dmitrii 11 Research advisor : Chisinau-2012 Contain: 1. Introduction†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦3 2. What kind of program is it?†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦.. 3 a) Requirements†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦3 b) How to apply for the summer Work and Travel program†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦4 c) Work Travel: Step by step†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦4 d) Goals†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦ 10 e) Problems with the program†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â ‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦10 3. Conclusion†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦14 4. Sources†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦. 15 5. Supplements†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦. 6 1. Introduction. Our theme is â€Å"Work and Travel in the USA†. â€Å"Work and Travel USA† is a program of international cultural exchange which allows students from different countries of the world, to depart on summer vacations to the United States to work and travel. The primary purpose of the program is to acquaint foreign students with the culture and life of modern America and the distribution of other cultures among its inhabitants. We’ve chosen this theme, because we think it is very hot topic nowadays. A lot of people from different countries use this program to work and travel in foreign country – the USA. In our work we talk not only about the benefits and the limitations of this one, we will tell you about situations, which make people use this program, about people’s views who used this program. We think that it is very actual theme, because a lot of students who want to use this program don’t know a lot about it, and they don’t know where they can find information. Of cause they can find it through the internet, but not every topic from there is true. We will tell you about the relations which fold between students and citizens in an unfamiliar, alien environment for them, about how they learn to earn, about the challenges they face there, and the opportunities to be deceived by unscrupulous companies. 2. What kind of program is it? The founder of the program and its main supervisor is the  Department of State, which determines the number of students that have a right to take part each year. Companies that represent the program abroad, register students in the program, and help to provide information and get the necessary documents. Also, some agencies help program participants to plan their journey to their future place of  work, giving the possibility of purchasing international airline tickets on  students’  tariffs. a) Requirements. To participate in this program, students must meet the following requirements. Participants must be post-secondary school students who are actively pursuing a degree or a full-time course of study at an accredited educational institution in their country of residence may participate in the Summer Work program only during their summer vacation. Students may not participate in this program during time periods other than their summer vacations. Prospective exchange visitors must also possess sufficient proficiency in the English language to participate in their programs. b) How to apply for the summer Work and Travel program. There are a number of local agencies that work with American sponsors and recruit Summer Work and Travel Program participants. These agencies and American sponsors hold job fairs throughout Moldova during the winter and spring during which qualified participants can be interviewed by prospective employers. Local agencies can also help participants locate employment on their own. The final step involves an interview with a consular officer at the U. S. Embassy in Chisinau, which the local agency will help to arrange. The purpose of the interview is ensure that participants meet the requirements of the program and is eligible to receive visas. c) Work: Step by Step Prepare: Now what? You’ve been accepted to the Work Travel USA program; it’s time to prepare for a successful experience. In this section, we’ll talk about important documents and things you’ll need to do before leaving your home country. You’ll need to plan your transportation and housing, pack your luggage, and more! Important Documents You must have current and correct documents, or you might not be allowed to enter the U. S. Please make sure that you have all of the important documents explained below. Make at least two photocopies of each document, and leave one copy at home with a parent or friend. Do not pack any of these documents in your checked luggage – take all of them on the plane with you. Your luggage could be lost during your travel, and you may be required to return home if you do not have these documents with you. 1. DS-2019 Form: This form is issued by your legal sponsor, and is provided to you by your representative in your home country. You will need your DS-2019 Form for your J-1 Visa interview at the U. S. Embassy. When you receive your DS-2019 form, please check that your work dates are correct. If they are incorrect, notify your representative immediately and have them corrected. You will also need to present your DS-2019 form to the immigration officer upon entry to the U. S. 2. SEVIS Receipt: You will receive this official receipt along with your DS-2019 Form after your Work Travel application is successfully processed. You will need to take the SEVIS receipt with you to your embassy interview. 3. Passport and J-1 Visa: You need a valid passport and a valid J-1 Visa in order to enter the U. S. To get your J-1 Visa, you need to contact the U. S. Embassy in your home country and schedule an interview. It’s possible your representative will help you with this, so be sure to ask them. Your J-1 Visa will note whether it is a single entry or multiple entry visa. If you have an M in your J-1 visa this means you can 4. enter the U. S. multiple times. If you have an S in your J-1 Visa this means that you can only enter the U. S. ONLY one time. 5. I -94 Arrival Card: The I-94 is a critically important document! You will receive this card on your flight to the U. S. and it is required for the Social Security number application. You should ask the U. S. Customs official to staple your I-94 to your passport once you enter the country. If you lose your I-94 card before you applying for a Social Security number you will need to apply for a replacement I-94 card and this will cause significant time delays. During this time you may not be able to work and it’s very possible you will be required to return home early because of these problems. Please take care of your I-94 card! † 6. Customs Declaration Form 6059B: You will receive this card on your flight to the U. S. and must fill it out before going through Customs. 7. Insurance ID/Health Safety Pocket Guide: This guide contains important information about your travel insurance and serves as your insurance card. Write your DS-2019 number on your insurance card in the space titled ‘Member ID. ’ When you are in the U. S. eep this card with you at all times, since it will be required if you seek medical assistance. Your Health Safety guide also contains useful health and safety tips. 8. Employment Offer Agreement Form (EOAF): This document is your job agreement with your employer. It indicates the details of your job and the dates you have agreed to work. The immigration officer may ask you to present this form upon entry to the U. S. Before you depart for the U. S. There are some important things that you need to do before you depart for the U. S. If you have any questions as you prepare for the program, talk to your representative. If your plans or travel dates change, be sure to let your representative know, as you will not be able to make changes to your DS-2019 and/or program dates once you are in the U. S. Plan your Transportation and Housing Plan your transportation and temporary housing in the U. S. before departing. You should research transportation (buses, trains, and subway systems) from the airport to your job as well as temporary housing (hostels and affordable hotels or motels). Be sure to consider alternate options in case you need to change your plan along the way. Your employer can be a good resource for advice on transportation and housing. Bring Enough Money When you enter the U. S. , it is required that you show proof of funds (at least $800 if you have a job upon entering the U. S. or $1200 if you do not already have a confirmed job) to customs. Only cash, bank statements, and traveler’s checks are accepted as proof of funds. CIEE recommends that you bring more money if possible in case of unexpected problems. You want to make sure that you have extra money to cover all of your expenses before you receive your first paycheck. Contact your Employer Once your travel plans have been finalized, contact your employer in the U. S. Let them know when you will arrive, and make sure the dates on your DS-2019 Form match the dates your employer expects you to work. If any of your plans or travel dates change, be sure to contact your employer. It’s possible that your employer will be willing to meet you at the airport or bus station when you arrive. Share your flight details with them and work out a plan to get to the job. Also, confirm your employer’s phone number(s) in case there are any unexpected delays. Finally, your employer is an excellent resource for local information on housing. They might be able to share ideas on what to do and where to stay. Pack your Bags When preparing to depart for the U. S. , make sure to pack all of your important documents as well as a change of clothes and anything else you might need in your carry-on bag, in case your checked luggage is delayed. When packing your bags, note the following: 1. Always check with your airline before you travel about luggage restrictions. 2. Take an extra set of clothes in your carry-on luggage. 3. Make sure you pack your important documents in your carry-on luggage. Pack copies in your checked luggage. 4. All prescription drugs should be clearly marked and accompanied by a prescription from your doctor. 5. Do not bring articles made from protected species or perishable foods such as cheese, fruit, or nuts. 6. If you bring alcohol, you must be 21 or older. 7. If you carry more than $10,000 you must report this to a customs official. Arrive Welcome to the U. S.! Now what do you do? When you first enter the U. S. it is a good idea to contact your employer, during regular business hours, to let them know you have arrived and are traveling to your job. If your plane arrives late and you will not arrive as scheduled at your job, notify your employer of your new time. And don’t forget to call your parents or relatives back home so they know you have safely arrived in the U. S. Immigration and Customs When you enter the U. S. , it is important that you cooperate fully with the Customs Official and answer all of their questions clearly and respectfully. The Officer may ask you some general questions about your visit, program, and the place where you will stay. You should be prepared to present U. S. Customs Officials with all of your relevant travel documentation. They will ask you many questions related to the information you have provided on your I-94 Arrival Card and Customs Declaration Form (Form 6059B), as well as about the nature of your citizenship, your trip, and any unusual items you are bringing into the U. S. Expect to have your baggage opened for examination, and make sure that you have declared any non travel-related goods that you have with you. Collect Your Bags After passing through Immigration and Customs, follow signs to the baggage claim area. To find the correct carousel, check the display board for your flight number. If you waited a long time at Customs, your bags may have already passed through and been placed on the floor of the baggage area. If your luggage is lost or delayed, go to the airline desk at the airport and file a lost luggage report. If you know where you will be staying in the U. S. , give this address; if you don’t know where you will be staying, provide your employer’s address so your bags can be delivered there. Housing Do your best to find housing long before your arrival in the U. S. In many cases, your employer may have recommendations for short- or long-term housing near your workplace. If you are beginning the search on your own, use the resources below. Most importantly, don’t arrive in the U. S. without any pre-arranged housing. For the first few nights in the U. S. you may need short-term housing. Hostels, affordable motels, or universities and colleges are good options. It’s even better if you can travel and share expenses with other Work Travel USA students. Make reservations ahead of time to make sure you have a bed or room when you arrive. When planning your long term-housing, consider living with other Work Travel students – this is a great way to make new friends and save money. Also consider whether or not the housing is furnished, includes utilities, and whether it is close to work or is close to public transportation, as these can all affect your monthly costs. Rent, Sublet, or Share? When you start looking for a place to live, you will find apartments that are available to rent, sublet, or share. 1. Rent When you rent an apartment you sign a lease, or contract, with a landlord. Pay close attention to the lease agreement, as there may be penalties for breaking the contract. For example, if you lease an apartment for four months but decide to leave after two months, there may be a financial penalty in addition to your rent. 2. Sublet A sublet is an apartment or room rented by the owner or leaseholder to another person. Finding a sublet is a good option because it gives you flexibility similar to a month-to-month lease. 3. Share If you share an apartment you will pay a portion of the rent and common apartment expenses. This can be easier than looking for a place yourself. If you decide to share an apartment, make sure to meet your possible roommate to get a feel for the situation. Your first instinct is always your best, and you should not accept a situation that you don’t feel comfortable with. Eviction â€Å"Eviction† means being removed from your housing, and there are many reasons your landlord can do this, including: not paying rent on time, making too much noise, or damaging property. If you are evicted from your housing, you should get an eviction notice and be given a deadline to leave the housing. Do not let eviction happen to you! Be respectful of your living situation. This means paying the rent on time, taking care of your property, and following all of the rules in your lease or living agreement. If you have any concerns, talk to your landlord or the person responsible. Work Work Travel USA is an opportunity not only to explore the U. S. , but also to earn money, make new friends, practice English, and experience what it’s really like to be part of a new culture. But first, you need to find a job and understand how to get started. Check out this section to learn about everything from getting a job, to Social Security, to income taxes. I don’t have a job yet†¦ If you traveled to the U. S. without a job, you will need to find one as soon as possible. For suggestions and resources to help you find a job while in the United States, please visit the Find a Job section. The list of all work places is very big. You can find all kinds of jobs, and every can be very interesting and well-paid. As compared with salary in Moldova, in the U. S. jobs are paid much well then in Moldova, and that salary is enough for staying there for a long time. List of jobs is varied: Amusement pack worker; Barmen; Cashier; Casino host; Builder; Cook or cook assistant; Customer service; Dish washer; Maid; Janitor; Painter; Wood worker; Car painter or Body shop worker; Waiter; How we can see jobs are simple, but they are taking a lot of time and force. I want to find a second job! This is a great idea. Many Work Travel USA students get second jobs while they’re in the United States. There are some simple and important reminders that you should be aware of. Your primary job is your first responsibility. It is important that your second job does not interfere with your primary job. Make sure you let your manager know if you are looking for a second job. Salary Check with your employer to learn how often you will be paid. Most students get paid weekly or every other week. Typically you will receive a paycheck that you deposit into your bank account. Some employers may offer the option of direct deposit, which means that your salary will be deposited directly into your account. In either case, your employer will give you a salary statement, paystub, or pay slip, which will show the hours you worked and the amount you were paid. It will also contain information about the taxes and other deductions taken out of your paycheck. Depending on your agreement with your employer, you might also have uniform, housing, union membership dues, or other work-related items deducted from your salary. After you receive your first paycheck, review it to ensure there are no errors. If you have questions about your paycheck, speak with your employer. Remember that you do not pay Social Security and Medicare taxes – if these were deducted in error, speak with your employer. Minimum Wage There is a minimum wage that employers in the U. S. are required to pay. Please note that the wage for some positions earning tips (for example waiter or waitress) may be less than the minimum wage. Overtime At times, there may be opportunities to work additional hours. As a new employee, it is a good idea to accept these overtime hours when possible. Many companies will pay you one-and-a-half times more than the normal wage rate for extra hours. Ask your employer for company overtime policies. Travel If you intend to travel at the end of your Work Travel USA program, you are free to explore the U. S. for the period of time indicated on your Confirmation of Insurance document. However, when you have approved time off from work during your DS-2019 dates, you are able to travel. Be sure to talk with your manager about the possibility of taking time off from work for travel. You should always ask for days off at least a week in advance. Depending on the agreement you signed with your representative, you may also have a Travel Period following your official work dates, during which your program insurance coverage remains in place. Your overall Program Dates are those stated on your Confirmation of Insurance Coverage document that you received with your DS-2019, and include both the work period and Travel Period. If you did not sign up for a Travel Period when applying for the program, it is not possible to add this once you are in the U. S. d) Goals. Why students are going to America? Every student has his own goal. Some of them want just to travel, some want to verify their language knowledge and to use it in, some want to buy there the newest gadgets, because they are cheaper in the U. S. Also, what these people want, whatever they just have fun, earn experience, find new friends†¦ But sponsors also have some goals too. They’ve written this one: The goals of the Work Travel program are to: 1. Facilitate peace, tolerance and understanding through international exchange, global adventure and intercultural interaction. 2. Provide an opportunity for young people from around the world to challenge themselves through learning to work, grow and live in another country and culture. 3. Enable young people an affordable option to participate in a quality summer work travel program. ) Problems with the program. For some one Work and Travel is a profit, for others-it’s a fear. There are a lot of firms-phantoms that take the money and do nothing. In advertisings is written that â€Å"You can travel all U. S. only for 200$†, in other –â€Å"only for 600$†. Is it true? Is it possible to earn more then you give and also make an adventure? No! One of the owners of Work and Travel said that maximum you need to pay 2300 or 2600 $. It is the bill for some of the verifications. That is some of the tariffs that you need to pay for the program: 1065 $-only to find a job in U. S. A. ,to issue a contract of employment, health insurance,  for a letter of recommendation  to  get a  social security number, ID card Intrax (such as  identity cards), form  DS27  19 (on the basis  of which  offer  a visa), payment  service,  charged by the  United States  from all  participants in the program; 100 $ –  for the services  of the company; 131  $-  for the visa, this amount is paid to  the Embassy;   about 700  $ –  the price  of a plane ticket. In total,  the student  must  pay about 2000 $  for  short-term employment contract  in America. Another problem-every 3-d student doesn’t return home in time of vise. In 2007 the  U. S. Embassy  issued  visa  for more than 5000  students  for the program â€Å"Summer Work and Travel†. Despite the fact  that one of the  conditions for participation  in the program is  to return  in Moldova on  September 17  , but about 20% of students who left  in summer  2007  in the U. S. ,  did not return  home, and  more than 40%  returned after  the deadline for  the return of  the lectures. Almost all  the rest  stayed  in the U. S. longer than  specified  in the visa  period. Ambassador  of Moldova  in the United States, Nicolae  Chirtoaca, said: â€Å"During the summer period  in the practice  of frequent  reception of the Embassy  included  notices  from prison,  reporting  on cases of  detention and arrest of our students  who come  for seasonal work. One of the reasons  Ã¢â‚¬â€œ the excess  specified in the visa  period of stay  in the U. S. illegally, or  change of employment  not specified  in the contract. â€Å"There are  also cases where the  Moldovan  students  were detained  in the U. S. for petty theft  in large  stores. There are a lot of more scary problems! When you came in USA- you don’t know anybody, you don’t know where you are, how and what to do: you are alone in strange side. When you come in the USA your job offer can cast you, and then you are left there without money, food, house, you don’t know the city, you can lost there without anything, without hope. But there are big advantages! One of them that you quickly become independent, because there is no one who will do your work, you will depend only on you. You are living alone; you must do your work only by yourself. And at last you earn money, which you can spend for travelling or some things that you want. Another advantage is that you learn more about the US culture, life, habitats, and holydays. But there is a big unhappy aspect-you can use Work and Travel program only 2 times, and when you get visa second time, the workers of the firm warn you that it is your last time of using Work ant Travel program. Looking at all aspects, problems and spending, would we use the Work and Travel program? It’s difficult question that needs reasonable answer. If you want to see new places, if you want to improve your spoken English, if you want to learn some thing new and if you strong enough to be alone-you will use this program. We know that there are a lot of people, who use WT program. I’ve spoken with one some and that is what he tells me: His telling about first operations at his place with his documents: Today has set the seals to summer session and at once has gone, has handed over the student’s record-book in Pegas. Like as tonight my documents should go already on DS-form reception. Somewhere in the middle of March means I will go to consulate†¦ It is as usual quiet as a boa. Still today has received one more JobOffer (yes-yes, here such in life not justice, at someone it isn’t present absolutely, and at someone it is some). From May, 4th till September, 4th the boss has sent such approximate accounting: MAY: $1650. 00 June: $2095. 00 July: $2285. 00 August: $2805. 00 September $375. 00 (this could be more if I were to extend your employment) Total: $9210. 00 The total amount looks anything so, quite. Especially considering that meal and habitation there the free†¦ Here now it was puzzled, it is necessary to count up, how many I will earn if I go simply in SF for example and I search there for work, I find, I live and take somewhere meal†¦ Nevertheless the variant with CA is pleasant to me more so it is necessary to weigh all PRO AND CONTRA†¦ Then he told me about the process in the embassy: On an input the passport you give, write down in magazine. You pass through the metal detector. You go on the 4th floor. There too you submit the passport, you pass through framework. You pass in a waiting room small with chairs further and there behind partitions two windows where consuls sit as in exchange cash desk for armor glasses. At the left the woman, on the right the man†¦ The man very long asks all and from its party constantly a laughter is audible†¦ The woman works quickly on the contrary. -Hello -Hello Please put your student’s book. What is your speciality? -Computer science in economy -Why do you want to go to the U. S. A? -I like travelling†¦. -Did you travel before? -Yes, I was in Britain last summer – For work there went? (The sense was that, asked again type Sorry? ) -I was on English courses and†¦.. -? -With student visa in Britain I can work only 20 hours, so I work 20 hours. â₠¬â€œ Put the left finger for scanning. Now the right. Thanks. As whom you will work in states? (Has besides asked again) -I will work on mobile concession unit†¦ food concession†¦ What concession? -Food†¦ selling food. – Type and what to sell that you will be? -Hot dogs, pop corn†¦ -Do you like hot dogs? -Yeeeeees! -Ok. Your visa approved. -Thank you. Bye. All dialogue has occupied on can minute-two†¦ Very quickly all†¦ When There is there that already on the automatic machine ask again Sorry? If It is hardly not clear In life the most important thing is sincerity – learn it to represent and the success is provided. Then he gave me some posts from his blog, which he was writing in the U. S. A: 1)Has once again understood, how badly I know English. Has come on mail and here has understood that I vaguely represent how to tell a phrase â€Å"I should receive a parcel (but hasn’t received)†. Certainly I could explain it and me have understood even from the first†¦ But probably impression I make the real guest worker (as in the Russian Federation different Asians). His opinion about disadvantages of WT if you want to practice your English: Gathered to America†¦ Thought (has been assured): what big city, I want in small American â€Å"village†Ã¢â‚¬ ¦ And that there was no Russian for they and in the Russian Federation suffice me†¦ Thought I will speak only in an English, to work with Americans and so on†¦ Well also what? Than all it has ended? I live in almost million city which is considered most â€Å"European†, in Russian area, removing habitation at Russian-speaking, my neighbour about the room – Russian-speaking, my flat mates – Russian-speaking, on work at me ALL Russian-speaking†¦ And in addition I write in the blog in Russian and I go to read Russian news and forums†¦ And also his opinion about the USA and the UK: Here 3,5 months I in America (well hardly it is more). Exactly so much I have stayed in last year in Britain. Also that I have noticed†¦ Those 3,5 months in Britain I remember almost every day, all the summer long was one cool adventure. I remember as have arrived, as went to college as searched for work as went on it as we went to Oxford and Cambridge as somewhere went†¦ all that was then. Even work is there was an adventure part, a part of knowledge of Britain†¦ 3,5 months in America†¦ Well how to tell†¦ I remember the first 3 days after an arrival, and continuous gray everyday life all rest, routine†¦ There are some fascinating moments (which are remembered when you re-read this diary), but also those as though in a fog†¦ That is simply stupid working day after day and any adventures and romanticism. As-it it is not correct†¦ 4. Conclusion. Looking at all aspects, problems and spending, would we use the Work and Travel program? It’s a difficult question that needs a reasonable answer. If you want to see new places, if you want to improve your spoken English, if you want to learn some thing new and if you strong enough to be alone-you will use this program. Work Travel USA program gives you a chance to be much more than a tourist! Experience life in the U. S. by working side-by-side with locals. It’s a real American experience that also helps to cover travel expenses! Dialogue with the friend who is in the USA. -Hello, Friend! -Hi! -How are you? I know hat you’re in the USA. Is it true? -Yes, I’m in the USA! -What are you doing there? How do you get there? -I’ve get here with help of the W program, and this program had helped me to find work. -Where are you working? -I’m working in a very beautiful restaurant And how is going? -It’s a hard job. Very hard. I went through humiliation, because I’m not from America. -It’s very sad. -First time it was very hard. I didn’t know this city, I didn’t know anyone. Every thing was foreign for me. But I found a good place to live. I found Russian speaking people. I found new friends. -And how are you now? -I’m fine. I have heavy but well paid job, I have new friends, I’ve learnt a lot of new things about the USA. -Wow! You’ve learnt so much thing being in the USA! How do you think should I try this program? I think that this will give you a good life experience, a new knowledge about this country and about people who live there! Try it! You may go to the one of offices of WT program and they will give you all the information you need. It’s a real American experience that also helps to cover travel expenses! Bye. 5. Sources. Sites: 1. moldova. usembassy. gov 2. migratie. md 3. en. wikipedia. org 4. myworkandtravel. com. ua 5. simplex. dp. ua 6. workandtravel. su 6. Supplements. [pic] [pic] [pic] [pic] [pic][pic] [pic][pic] [pic][pic] [pic][pic] [pic][pic] [pic][pic] [pic][pic][pic][pic][pic][pic] How to cite Work and Travel U.S.a, Essay examples

Financial Institutions

Question: Discuss about the Financial Institutions. Answer: Introduction: Global Financial Crisis The global financial crisis began in earnest in year 2007 through to 2009, the crisis struck hard and fast. It was a situation when major economies of the world suffered a slump in their economies affecting many industries. Many of the economies were shrinking while others literally collapsed (Anheier et al., 2008). Australia and the United States were not left behind in this crisis. In fact, the global financial crisis genesis bagun in the latter before its effects spread and was felt throughout the rest of the world. It took quite some time for the federal reserves of both countries, the IMF and the World Bank to come with concrete micro and macro economic policy measures to avoid further turmoil of these economies. Political goodwill was also required to be shown during the crisis. The economic crisis was largely contributed by the slowdown and the decline of the housing market in the US. This was led by the bursting of the housing bubble that was the pillar of the American economy. The housing bubble burst meant that more and more people could not afford to service their housing mortgages and could not be able to buy or sell their houses (Auernheimer, 2003). Secondly, globalization led to rapid growth of economies due to the world economy becoming a village. Everything was digital and global. The economic slump or slowdown due to globalization led to multiplicity effect that due to global linkages that led to intermingling and intertwining of global financial systems and economic systems at international levels. The United States and Australia were not left behind although the latter wasnt severely affected. Additionally, other factors compounded the global financial crisis such as; the continued terror war waged by the United States where most of the resources were directed to fighting terror. Other allied nations like the United Kingdom, France and others joined in to help fight the war on terror. Industries collapsed, financial markets dwindled and financial institutions started to close shop (Berlatsky, 2010). An example is the bankruptcy filed by the Lehman Brothers a, a big financial institution in America. This effect trickled down to other economies of the world where the United States dollar acted as the exchange currency. There was deep liquidity crisis causing an effect on global economy and even on global food crisis. The economy and finance of the United States were involved in a consumer spending spree and never seen before. Business for them was borrow, borrow and borrow, and do not worry, because getting money was getting easier and the value of homes was growing. The problem is based on the global economic crisis is adversely affecting all economic levels, triggering a devastating sequel in the financial and productive sectors, this research focuses on how it impacts in Europe and how to prevent a stroke Similar for this phenomenon. Increasing the competitiveness of businesses coupled with reduced public spending, encouraging savings and regulation of financial institutions can reduce the negative effects of the global economic crisis (Butler, 2009). Chronological sequence of the main events of the global crisis Faced with the worrying economic situation, European leaders are nervous about unsustainable debt that could affect the global economy. We start from the base, what is a loan?, a loan is a transaction whereby a financial institution makes available a certain amount of money, through a contract. We acquire a loan obligation to return the borrowed money within a period of time and pay a commission and agreed interests. One of the main functions of the International Monetary Fund (IMF) to provide cheap and affordable financing to members affected by balance of payments problems, if the country cannot obtain finances in sufficient amounts and on terms affordable to meet its international net payments. This financial assistance enables them to rebuild their reserves, currencies stabilization, and continued payment of their imports to restore conditions for strong economic growth while taking the necessary steps to correct minor problems. However, it negated its functions leading to global financial crisis. As strength of this region have the macroeconomic framework and inflation expectations, the exchange rate flexibility and its economic and democratic institutions, improving the private financial framework, its geopolitical situation or raw materials. However, it has a poor business diversification and concentration on the export of raw materials, a limited level of savings and continues to have a significant deficit of social integration. Latin America should be aware that after a "satisfactory" step by the crisis, speaks highly of what has been done so far and should be prepared for "difficult" times, where fiscal monetary margins and are running out. The economy and finance of the United States were involved in a consumer spending spree and never seen before (Mishkin and Eakins, 2009).. Business for them was borrow, borrow and borrow, and do not worry, because getting money was getting easier and the value of homes was growing. When we read news about what happens in international financial markets, changes in monetary policy in the US or when we hear news about political conflicts in distant regions, even those dedicated to financial issues is sometimes difficult to understand the implications this has on our daily lives. The financial world has globalized, creating intricate communicating vessels that generate phenomena that ultimately affect the country and people. Now imagine the effect of multiple stones and understand why predict how a particular financial variable will behave is a fairly complex task. Just to mention one of these important effect on the financial dynamics of people have, consider that following the 2008 crisis and its aftermath has been worldwide search to revive the economies of the countries issues (Scott, 2009). Actions such as buying bonds in the US or economic policy of the Australian government are explained, among others, and these have resulted in the systematic reduction of interest rates, impacting brutal way the growth capacity savings of families. Simultaneously, alternative investment instruments in most countries were not in vision or preference of savers are average, as capital markets in the world stock markets still account for large sectors, particularly levels means of income, elements of complexity and uncertainty of short-term (not always fully understood), leading in many cases to not be displayed as viable options.The financial markets were negatively affected. Most of the stocks were plummeting leading to loss of values of the listed companies. The most affected financial markets were the United States financial markets like the NYSE and the DOWJONES. The ASX was also negatively affected although not as much as the United States financial markets. Many of the companies that did poorly were in the energy and financial segments in the stock exchanges (Scarpetta, 2003). Many of the financial markets in the world were adversely affected. The world economy was in crumbles due to weakened financial markets. The Australian government reacted ensuring macro and micro-economic principles changed the situations. The Australian financial markets were The behavior of inflation is another factor that also presents today elements of complexity for analysis. Paradoxically, it seems that high inflation are easier to understand for people in their impacts and consequences bounded inflations, as we have had in the last little more than 15 years. This is partly a result of the perception that always causes that families are faced prices that fit into higher inflation levels, but they are diluted in the weighting of calculating inflation that result is significantly lower. This occurs for example with high settings and obvious price such as tuition. In our perception, and in many cases in reality, own resources available to spend are commonly depleted Whose Responsibility is it? It is the responsibility largely on complex financial institutions with which we coexist today, create better mechanisms to streamline the household savings; but also individual responsibility to try to understand, above the complex, the issues that affect the economic future of our families. Financial institutions mainly consist of banks and cooperative Saccos. These institutions were mostly at the core of the crisis. An example is the Lehman brothers a bank in America that filed for bankruptcy due to liquidity issues. The inflationary risks also contributed to the banks collapsing (Scarpetta, 2003). Major Banks like the commonwealth bank of Australia and the National Australian Bank reduced their workforce while others just shut down some of their branch networks. The expansion strategy was greatly hindered due to the global financial crisis. Many banks were declaring losses while the investors were not getting any return on investments (ROI). When the crisis worsened and the Fed decided to buy the so-called "junk shares" possessed by the banks, some economists rejected that as saying that if the government provided capital to banks and financial institutions, should ask in return a share in the ownership of those related companies that do not benefit from it who are responsible for the crisis in these institutions (Venardos, 2010).Respected academics and financiers in Australia and the world, proclaiming that we had entered a period of continuous expansion, where the profitability of companies would ever higher, their stock prices would rise steadily and credit could grow indefinitely above production. The last desperate measure taken by the US Government :It is a bitter irony: the Government has decided to buy part of the shares of banks in major problems, becoming de facto partner and shareholder of these banks. This amounts in practice to nationalization of US banks in the very seat of capitalism and the free market. How did this happen? The crisis experienced between 2007 and 2009 had an extraordinary economic strain.This was based on an unusual combination of global financial boom, strong expansion of international trade, bonanza commodity prices and high levels of worker remittances. This boom was the most notorious in nearly four decades; more precisely, from which the region experienced in the late 60s and early 70s was the decade of widespread boom, and in fact most benefited the economies of small and medium that the two largest the region, Australian and united states. In stark contrast to the patterns that had occurred since the debt crisis (and sometimes before), its social effects were also very unfavorable. Unemployment and poverty increased drastically; employment grew dynamically and quality in goods and services reduced and the levels of inequality in many countries increased. The Economic Impacts The economic effects of the global crisis have been profound, but only have been recognized (and knowing) with a lag. Projections of all multilateral organizations (World Bank, ECLAC, International Monetary Fund and the United Nations Organization) forecast on a contraction of these economies based on the global financial crisis. There are several recommendations required to curb the global financial crisis, these are;Firstly, well-structured financial regulatory measures- these regulations control the economic and financial proponents. The treasury and the Federal Reserve banks of Australia and the United States have the best economic minds to affect the micro and macro-economic policies. This will make it hard for the global financial crisis to recur if the policies are well implemented. Secondly, profound changes are required in the Bretton Woods system, imposed since 1944 by the victorious powers in World War II, with the free market model that is hopelessly exhausted. The bodies are mandated to help the economies of the world in their quest for economic liberation. The crisis experienced between 2007 and 2009 had an extraordinary economic strain, based on an unusual combination of global financial boom, strong expansion of international trade, bonanza commodity prices and high levels of worker remittances. The economic policies should be implemented to spur economic activities. The Governments should decide to buy part of the shares of banks in major problems, becoming de facto partner and shareholder of these banks. This amounts in practice to nationalization of US and Australian banks in the very seat of capitalism and the free market. In conclusion,the global financial crisis caused a disruption in major economies of the world where Australia and the United states were not left behind. In December the liquidity crisis and interbank mistrust take steps to make major central banks in a coordinated manner in order to support the US dollar. After a strong decline in the stock market, as European stock markets wobbled again, the Fed cut by 0.5 points the interbank rate, while maintaining the federal type (ie, lowers the price of money to banks, but not individual consumers), which causes the comeback of all European and North American places (Taylor and Clarida, 2011). The president of the Federal Reserve says that "conditions in financial markets have deteriorated" In order to maintain economic growth and consumption, the US government remained for years the extraordinarily low interest rates, lowering the cost of money and encouraging excessive spending by households and businesses. Profound changes are required in t he Bretton Woods system, imposed since 1944 by the victorious powers in World War II, with the free market model that is hopelessly exhausted. References Anheier, H., Isar, Y., Paul, A. and Cunningham, S. (2008). The cultural economy. Los Angeles: SAGE. Auernheimer, L. (2003). International financial markets. Chicago: University of Chicago Press. Berlatsky, N. (2010). The global financial crisis. Detroit, MI: Greenhaven Press/Gale Cengage Learning. Brown, R. (2011). Higher education and the market. New York: Routledge. Butler, C. (2009). Accounting for financial instruments. Chichester, England: Wiley. Carey, M. and Stulz, R. (2006). The risks of financial institutions. Chicago: University of Chicago Press. Ciro, T. (2012). The global financial crisis. Farnham, Surrey: Ashgate Pub. Dunning, J. (2000). Regions, globalization, and the knowledge-based economy. Oxford: Oxford University Press. Fabozzi, F. (2002). The handbook of financial instruments. Hoboken, N.J.: Wiley. Garside, W. (2007). Institutions and market economies. Houndmills, Basingstoke, Hampshire: Palgrave Macmillan. Jansen, M. and UexkuÃÅ'ˆll, E. (2010). Trade and employment in the global crisis. Geneva: International Labour Office. Kettell, B. (2002). Economics for financial markets. Oxford: Butterworth-Heinemann. Kohli, H. and Sharma, A. (2010). A resilient Asia amidst global financial crisis. New Delhi, India: SAGE. Mishkin, F. and Eakins, S. (2009). Financial markets and institutions. Boston: Pearson Prentice Hall. Naas, B. and Lysne, J. (2010). Financial markets and the global recession. New York: Nova Science Publishers. Savona, P., Kirton, J. and Oldani, C. (2011). Global financial crisis. Farnham, Surrey, England: Ashgate. Scarpetta, S. (2003). The sources of economic growth in OECD countries. Paris, France: Organisation for Economic Co-operation and Development. Scott, H. (2009). The global financial crisis. New York: Foundation Press. Taylor, M. and Clarida, R. (2011). The global financial crisis. London: Routledge. Venardos, A. (2010). Current issues in Islamic banking and finance. Singapore: World Scientific.